Mineral Bluff Real Estate | Mineral Bluff Properties between $450,000 and $500,000 for Sale

Rare golf course homesite in the prestigious Old Toccoa Farm Resort! Ideally positioned along the 13th tee box, this level 0.44-acre lot offers beautiful fairway and mountain views, creating the perfect setting for your custom mountain retreat. The gentle topography is ideal for a walk-out main-level home with plenty of space for outdoor living and entertaining. Located on the established Fallen Leaf Road, this homesite features paved roads, underground utilities, and a streetscape where most homes have already been completed, providing an attractive and well-established neighborhood setting. Old Toccoa Farm is home to the award-winning, Bunker Hill-designed par-72 golf course, recognized by Golf Digest as the #8 Best New Course in America. Residents also enjoy more than 4,300 feet of pristine Toccoa River frontage, offering exceptional natural beauty and recreation. Resort-style amenities include The Tavern at Old Toccoa Farm, featuring casual yet refined dining with panoramic views of the 9th hole and Blue Ridge Mountain sunsets, Har-Tru clay tennis courts, pickleball courts, a gated entrance with 24/7 security monitoring, and the new Members-Only River Club on the Toccoa River, scheduled to open in summer/fall 2026, offering cocktails, live music, and a relaxed riverside gathering space. Whether you're building a full-time residence or a weekend getaway, this is a rare opportunity to own one of the few remaining golf course homesites in one of North Georgia's premier private golf and river communities. Owner is a licensed GA agent.

Lot 93 N Fallen Leaf Road, Mineral Bluff

$480,000

435127 MLS

CALLING ALL INVESTORS, DEVELOPERS & BUILDERS! | APPROX. 40 UNRESTRICTED ACRES IN MINERAL BLUFF | ADJOINING 40 ACRES ALSO AVAILABLE | PURCHASE APPROX. 80 ACRES TOTAL FOR $960,000! Incredible opportunity to secure approximately 40 acres of unrestricted North Georgia land with the flexibility and acreage to bring a variety of development plans to life. This property offers wooded acreage, natural surroundings, mountain views, and potential homesites, making it an excellent candidate for a residential subdivision, cabin community, short-term rental development, family compound, or private mountain estate. NO HOA & NO PROPERTY RESTRICTIONS provide even greater freedom for future use. The SAME OWNER is offering the adjoining approximately 40 acres, giving buyers the opportunity to purchase approximately 40 ACRES OR THE FULL APPROX. 80 ACRES FOR $960,000. The adjoining acreage features OWENBY CREEK, a PRIVATE POND, open pasture, and additional development potential. Parcel ID: 0010 01201. Property is located just past 177 Shangri La Drive, Mineral Bluff, GA, with the road ultimately dead-ending into the approximately 80 acres being offered for sale. BUY APPROX. 40 ACRES OR BUY ALL APPROX. 80 ACRES! Convenient to Blue Ridge and McCaysville while still offering the privacy and space buyers are looking for in the North Georgia mountains. DIRECTIONS: From Walmart Blue Ridge Supercenter at 97 Commerce Dr, turn left onto Appalachian Hwy and continue approximately 0.3 miles. Turn left onto Lakewood Hwy and continue 4.0 miles. Turn right onto Murphy Hwy and continue 1.8 miles. Turn right onto Friendship Rd and continue 7.5 miles. Turn right onto Cut Cane Rd and proceed 0.6 miles, then turn left onto Valley Lake Rd. Continue approximately 0.9 miles, take a slight right, and continue approximately 600 feet to 492 Valley Lake Rd, Mineral Bluff. From 492 Valley Lake Rd, continue approximately 0.5 miles and the acreage will be on BOTH THE LEFT & RIGHT SIDES OF THE ROAD. SIGNS IN PLACE

40 AC #2 Valley Lake Road, Mineral Bluff

$480,000

435111 MLS

CALLING ALL INVESTORS & DEVELOPERS! | DEVELOPMENT OPPORTUNITY IN MINERAL BLUFF | APPROX. 40 ACRES | OPTION TO PURCHASE APPROX. 80 ACRES TOTAL FOR $960,000 | POND + CREEK | UNRESTRICTED! Rare opportunity to acquire approximately 40 unrestricted acres with exceptional potential for residential development, investment, short-term rentals, or a private mountain estate. An adjoining approximately 40 acres is also available from the SAME OWNER, giving buyers the option to purchase approximately 40 acres OR the FULL APPROX. 80 ACRES FOR $960,000. The acreage is currently part of the same parcel. Featuring OWENBY CREEK, a PRIVATE POND, open pasture, wooded acreage, mountain views, and multiple areas that may be suitable for future homesites, this property offers tremendous versatility. With NO HOA & NO PROPERTY RESTRICTIONS, consider a residential subdivision, gated mountain community, family compound, vacation-home development, collection of short-term rental cabins, or private estate. An existing well and septic system provide a valuable starting point, while power extends approximately 500–600 feet into the property. ETC fiber internet is currently available at the last residence in the area. Access is from Shangri-La, a privately maintained road serving a limited number of neighboring owners, providing a peaceful setting with minimal through traffic and potential for a private or gated development. A recently completed survey of the Valley Lake Road property provides additional clarity for future planning. Conveniently located near Blue Ridge and McCaysville with access to shopping, dining, entertainment, and North Georgia's outdoor attractions. POND + CREEK + MOUNTAIN VIEWS + UNRESTRICTED ACREAGE + UP TO APPROX. 80 ACRES AVAILABLE FOR $960,000—BRING YOUR VISION!

40 AC #1 Valley Lake Road, Mineral Bluff

$499,000

435094 MLS

Own a piece of Fannin County history with this masterfully restored 1890 home, nestled in the heart of charming downtown Mineral Bluff. Offering 1,487 sq. ft. of blended vintage charm and modern construction, this flexible space is great for residential, STR, a second home or combined residential/commercial use. It is easy to imagine this as a family home, vacation rental, or art studio, bookstore, antique shop, coffee house, etc. Completely rebuilt in 2025, and being sold furnished, this 2-bedroom, 1.5-bath home features ALL-NEW plumbing, electrical, HVAC, appliances, cabinetry, and tongue-and-groove flooring while preserving original details like hand-hewn mantels, reclaimed wood accents, including refinished original wood floors in the loft. One of the centerpieces of this property is the original stone decorative fireplace that faces the parlor and front bedroom, and is prominently featured in the center of the upstairs loft. In addition to the main living spaces, the spacious loft offers incredible flexibility for a home office, studio, fitness space, reading nook, or an additional multi-purpose room. Situated on a rare 1.02-acre double lot—which includes a 0.66-acre parcel included behind the home—the property offers ample flexibility for expansion, additional parking, or even a second building or home. Enjoy sitting on the covered 280-square foot back porch enjoying nature while overlooking a beautiful and usable flat yard, with a firepit and plenty of room for entertaining, gardening, and outdoor enjoyment. Additional features include the finished “Patty Shack” cottage with HVAC, workshop space, and the separate “He Shed,” perfect for hobbies, creative projects, or extra storage. Centrally located on a main street in downtown Mineral Bluff with easy access to the crossroads leading to Blue Ridge, Morganton, McCaysville, Blairsville and Murphy.

8679 Lakewood Hwy, Mineral Bluff

$499,000

2 Beds ⋅ 2 Baths ⋅ 435092 MLS

Own a piece of Fannin County history with this masterfully restored 1890 home, nestled in the heart of charming downtown Mineral Bluff. Offering 1,487 sq. ft. of blended vintage charm and modern construction, this flexible space is great for residential, STR, a second home or combined residential/commercial use. It is easy to imagine this as a family home, vacation rental, or art studio, bookstore, antique shop, coffee house, etc. Completely rebuilt in 2025, and being sold furnished, this 2-bedroom, 1.5-bath home features ALL-NEW plumbing, electrical, HVAC, appliances, cabinetry, and tongue-and-groove flooring while preserving original details like hand-hewn mantels, reclaimed wood accents, including refinished original wood floors in the loft. One of the centerpieces of this property is the original stone decorative fireplace that faces the parlor and front bedroom, and is prominently featured in the center of the upstairs loft. In addition to the main living spaces, the spacious loft offers incredible flexibility for a home office, studio, fitness space, reading nook, or an additional multi-purpose room. Situated on a rare 1.02-acre double lot—which includes a 0.66-acre parcel included behind the home—the property offers ample flexibility for expansion, additional parking, or even a second building or home. Enjoy sitting on the covered 280-square foot back porch enjoying nature while overlooking a beautiful and usable flat yard, with a firepit and plenty of room for entertaining, gardening, and outdoor enjoyment. Additional features include the finished “Patty Shack” cottage with HVAC, workshop space, and the separate “He Shed,” perfect for hobbies, creative projects, or extra storage. Centrally located on a main street in downtown Mineral Bluff with easy access to the crossroads leading to Blue Ridge, Morganton, McCaysville, Blairsville and Murphy.

8679 Lakewood Hwy, Mineral Bluff

$479,900

2 Beds ⋅ 2 Baths ⋅ 435085 MLS

This stunning new custom cottage sits on 1.52 beautiful acres with mountain views and a level yard, offering the perfect blend of charm, comfort, and convenience. Featuring 2 bedrooms and 2 baths, the home showcases a custom kitchen with quality finishes, beautiful tile showers, and a custom staircase that adds unique character. Large windows fill the space with natural light and highlight the surrounding scenery. A full unfinished basement provides endless potential for expansion, storage,or creating additional living space. Main Level and Walk-out Basement level each have their own Heat and Air Units, hot water tanks, and laundry hook - ups. Kitchen ready and Tub in Place. Easily convert to a DUPLEX. Outside, you'll find fruit trees and paved road frontage in a peaceful setting just 1/2 mile from the Ocoee River. Ideally located only 5 minutes to downtown McCaysville, 18 minutes to downtown Blue Ridge, and 30 minutes to Murphy Casino, this property is perfect as a full-time resident, mountain retreat, rental or investment opportunity. Close to Horse Shoe Bend Park. Adjoining Property is listed MLS 435086 82 Indian Trace.....Or Buy Both Together MLS 435087 ......

1772 River Road, Mineral Bluff

$465,000

5 Beds ⋅ 3 Baths ⋅ 434789 MLS

Positioned at the quiet end of the road, 387 Ruby Ln rewards those who crave privacy without giving up proximity to Blue Ridge's best adventures. This spacious five-bedroom, three-bath retreat unfolds across 2,912 square feet, offering room for family, guests, and everything in between. The layout is wonderfully flexible. Upstairs, three bedrooms and two baths form the main living quarters, while the lower level surprises with two additional bedrooms, a full bath, a finished living area, and a handy mini kitchen. Whether you're hosting extended family, welcoming weekend visitors, or dreaming of rental potential, the finished basement adapts to your vision with ease. Outdoor living takes center stage here. A multi-level porch invites you to sip morning coffee, host evening gatherings, or simply unwind while soaking in the seasonal mountain views. As the leaves shift with the seasons, the scenery transforms right before your eyes. Beyond your doorstep, the treasures of the North Georgia mountains await. Cast a line or launch a boat at Blue Ridge Lake, ride the historic Blue Ridge Scenic Railway, or visit nearby Project Chimps for a truly unique afternoon. For a change of pace, the Cherokee Valley River Casino sits within an easy drive across the state line. Blending generous space, versatile living areas, and a serene setting, this home captures the essence of relaxed mountain living. Come experience the peace, privacy, and possibility that 387 Ruby Ln proudly delivers. This listing is part of Deed Book 409 Page 43.

387 Ruby Lane, Mineral Bluff

$499,900

2 Beds ⋅ 2 Baths ⋅ 434073 MLS

Experience modern mountain living at its finest in this beautifully crafted 2025 new-construction home, ideally situated on 1.65 private, unrestricted acres in highly desirable Fannin County. Designed with comfort, style, and functionality in mind, this single-level ranch-style retreat offers 2 bedrooms, 2 bathrooms, and quality finishes throughout. Inside, the open-concept layout welcomes you with a spacious family and dining room combination highlighted by cathedral ceilings, a striking fireplace, and abundant windows that fill the space with natural light and showcase peaceful wooded views. The kitchen offers an inviting eat-in bar ideal for casual dining, complemented by luxury vinyl plank flooring and a tasteful blend of wood and tile finishes that create both warmth and low-maintenance living. A pantry adds convenience and storage. Laundry room large enough for storage and full size washer/dryer. The owner's suite provides a relaxing retreat with a walk-in closet and a beautifully designed ensuite bathroom featuring a tile shower, double vanity, and linen closet. The second bedroom is generously sized and connected to the second full bath. Both bedrooms are large enough to fit a king-size bed and other furnishings. The exterior features low-maintenance Smart Side, metal roof, and expansive outdoor living spaces to enjoy the serene, wooded surroundings. A covered 10' x 42' main-level deck provides the ideal space for morning coffee or evening relaxation. Below, you'll find a 420 sq ft heated and cooled unfinished basement (exterior access only)—ready to become storage, a bunk room, man cave, or whatever fits your vision. The 840 sq ft covered lower-level deck includes water and power, making it perfect for a hot tub and creating your ultimate party or entertainment area. No restrictions give you the freedom to use the property as you wish. Whether you're looking for a full-time residence, weekend escape, or a vacation rental, this may be the home for you.

307 Ross Road, Mineral Bluff

$479,900

3 Beds ⋅ 3 Baths ⋅ 434070 MLS

Seller is open to contributing toward buyer closing costs with an acceptable offer, subject to lender approval. Major updates include a new roof in 2023 and a new water heater in 2024, providing added peace of mind for the next owner. Discover rustic charm and modern comfort in this 3-bedroom, 3-bath Chalet-style cabin with a spacious loft. Located in an established mountain community, the cabin sits on a level-to-gently sloping wooded lot with plenty of usable outdoor space. Enjoy evenings around the fire pit, relax in the hot tub, or simply enjoy the peaceful wooded surroundings. Inside, warm wood tones, granite countertops, and a wood-burning fireplace create an inviting mountain atmosphere. The main-level primary suite offers added convenience, while the loft provides flexible space for additional sleeping, a game room, office, or reading area. Whether you're looking for a weekend getaway, second home, or full-time mountain retreat, this turn-key cabin is ready to enjoy from day one.

162 Little Falls Drive, Mineral Bluff

$494,900

3 Beds ⋅ 2 Baths ⋅ 431599 MLS

Charming cottage home nestled on nearly 7 private wooded acres with direct frontage on the highly sought-after noisy Hothouse Creek, this meticulously maintained 3-bedroom, 2-bath abode offers the perfect blend of mountain serenity and cozy comfort. Inside, you'll find a flowing floor plan designed for easy living, featuring an open-concept living and dining area that creates a warm and inviting atmosphere. The kitchen enjoys its own dedicated space and has been thoughtfully updated with new flooring, solid-surface countertops, and refreshed cabinetry. Step outside to experience the beauty and tranquility of this exceptional property. The expansive acreage provides outstanding room to roam, and potential subdivision opportunities for future investment. Additional improvements include a detached garage and a barn-style workshop, offering ample storage and workspace for hobbies, equipment, or outdoor gear. Surrounded by nature and the soothing sounds of rushing creek frontage, this rare mountain retreat delivers the peaceful lifestyle you've been searching for while still providing practical amenities and endless possibilities. It promotes easy living with primary bed/bath on main, two large guest rooms upstairs, plentiful porches and decks for enjoying the tree canopy, creek and wildlife...and a low maintenance exterior with natural and gentle landscape...plentiful parking and end of the road privacy. Move in ready with endless possibilities and conveniently located just minutes from historic downtown area and Toccoa River....excellent find! Perfect full time living, vacation home, or STR opportunity...great investment!

221 Shade Tree Lane, Mineral Bluff

$450,000

431329 MLS

Searching for the perfect scene to serve as the backdrop of your North Georgia river retreat? Look no further! Valley Lane, located on the highly desired Toccoa River, is just the place to bring your waterfront dreams to life! This 2.48 acre lot is located just minutes from both mountain towns of Blue Ridge and McCaysville which offer an abundance of activities and amenities at your fingertips. This lot offers the best of both worlds - the feeling of being completely tucked away while being just a short drive to town. What are you waiting for? The opportunity to customize your own riverfront retreat awaits... Variance has been approved for 25' stream setback-- Submerge yourself in the river life!

2.48 Acr Valley Lane, Mineral Bluff

$495,500

3 Beds ⋅ 2 Baths ⋅ 431154 MLS

Immaculately maintained and move-in ready, this charming mountain cabin offers the perfect blend of comfort, convenience, and investment potential. Being sold fully furnished, this turnkey retreat is ready for immediate enjoyment as a personal getaway, full-time residence, or income-producing vacation rental. Thoughtfully cared for by its owners, the cabin features inviting living spaces and tasteful mountain dcor. Guests and owners alike will appreciate the peaceful setting, outdoor living areas, and warm, welcoming atmosphere that captures the essence of mountain living. Situated on a large lot, the property offers added privacy and provides flexibility for investors, multi-generational living, or those looking to maximize the property's value over time. With a proven and successful rental history, this cabin has consistently attracted visitors seeking a memorable mountain escape. Whether you're looking to generate rental income, create a family compound, or simply enjoy a hassle-free retreat, this exceptional property offers a unique opportunity to own a well-established mountain getaway with room to grow.

661 Evergreen Lane, Mineral Bluff

$499,900

3 Beds ⋅ 3 Baths ⋅ 430655 MLS

Escape to the North Georgia Mountains and discover the perfect blend of rustic charm and modern comfort in this beautifully appointed 3 bedroom, 3 bath mountain cabin retreat. Tucked away in a private setting surrounded by nature, this fully furnished getaway is currently operating as a successful short-term rental, offering an incredible opportunity for both investors and those seeking a personal mountain escape. Inside, you'll find warm wood interiors accented by granite countertops, spacious living areas, and plenty of room for family and guests to gather. The game room featuring a pool table creates the perfect space for entertaining, while multiple levels of outdoor living invite you to relax and unwind in the fresh mountain air. Step outside to enjoy evenings around the stunning stone firepit or soak under the stars in the private hot tub after a day of exploring the mountains. Whether you're looking for a proven income-producing property, a vacation retreat, or a full-time mountain home, this cabin checks all the boxes with privacy, comfort, and the true mountain lifestyle buyers are searching for.

294 Oakwood Trail, Mineral Bluff

$499,900

2 Beds ⋅ 2 Baths ⋅ 430654 MLS

Welcome to Your PRIVATE MOUNTAIN ESCAPE in the Heart of the BEAUTIFUL NORTH GEORGIA MOUNTAINS — Where Privacy, Convenience, and Authentic Cabin Living Come Together Perfectly. Tucked Away with Paved Roads All the Way to the Driveway, this Secluded Retreat Offers the Rare Feeling of being Completely Surrounded by Nature, Yet You're only about 10 minutes from DOWNTOWN BLUE RIDGE~ This Spacious 2-Bedroom + LOFT~ Cabin was Designed for both Relaxing and Entertaining. The Inviting Kitchen Offers Plenty of Space to Cook, Gather, and Entertain while remaining Warm, Functional, and Full of Mountain Charm. Open to the Dining Area and Living Room, the Layout Creates an Easy Flow for Hosting Family and Friends. The Nicely Sized and Thoughtfully Appointed Bedrooms on the Main Level Provide Comfort and Convenience, Along with the Ease of a Main-Level Laundry Room. Upstairs, the Expansive LOFT Offers Additional Sleeping space, Game Room Potential, Office Space, or a Cozy Bonus Retreat. Step Outside and Experience True Mountain Living with Sprawling Screened Porches Perfect for Year-Round Enjoyment, Morning Coffee, Evening Cocktails, or Listening to the Peaceful Sounds of Nature. Additional Features include a Huge Carport, Plenty of Parking for Guests, Trailers,Boats, or Recreational Vehicles, a Large Stand-Up Crawl Space Ideal for Storage, and an Outbuilding with Power Perfect for a Workshop, Hobby Space, or Additional Storage. Easy Access and Paved Roads make this Mountain Retreat Convenient in Every Season. Whether You're Searching for a Full-Time Residence, Mountain Getaway, Vacation Home, or Short-Term Rental Opportunity, this Property Checks Every Box. Perfectly Located Close to Old Toccoa Farm Golf Course & Country Club, Mercier Orchards, Casino, Shopping, Restaurants and of course~LAKE BLUE RIDGE!

284 The Woods Road, Mineral Bluff

$450,000

2 Beds ⋅ 2 Baths ⋅ 430172 MLS

Dovetail log cabin perfectly situated on 2.4 private acres with no HOA, offering the ideal blend of seclusion and convenience. This meticulously maintained 2 bedroom, 2 bath cabin is being sold furnished (excluding select personal items and tools), making it a true move-in or rental-ready opportunity. The home features cathedral ceilings, hardwood flooring throughout, granite countertops, and custom hickory cabinetry, creating a warm and authentic mountain aesthetic. Enjoy the outdoors year-round with expansive screened porches, a newly added hot tub, and plenty of usable space to relax or entertain. The gravel driveway has been professionally paved for added convenience and accessibility. A spacious detached 2-car garage provides excellent flexibility-perfect for a workshop, storage, or easily converted into a game room or entertainment space. Whether you're looking for a private mountain retreat or a turnkey short-term rental investment, this Mineral Bluff property delivers. Ideally located just minutes from downtown Blue Ridge, McCaysville, and nearby North Carolina and Tennessee, with easy access to hiking, tubing, dining, and all the best of mountain living.

210 Shade Tree Lane, Mineral Bluff

$474,900

3 Beds ⋅ 2 Baths ⋅ 429645 MLS

ACTIVE STR! FULLY FURNISHED! 3 BR 2 BA ( 2.13 ACRES) OF PRIVACY! NO HOA....SELLER WILL PAY 5K TOWARD BUYERS CLOSING COST OR TO BUY DOWN INTEREST RATE...Tucked away just outside of Blue Ridge, this beautiful mountain cabin showcases mountain views and Designed for both comfort and outdoor living, it features a screened-in porch perfect for relaxing year-round, along with an open porch ideal for soaking in the fresh mountain air. Just steps away, a cozy firepit invites evenings under the stars, making this the perfect North Georgia retreat to unwind, entertain, and take in the natural beauty all around. Within 10 mins downtown Blue Ridge, Lake Blue Ridge and Toccoa River!! (county water)

152 Cowboy Way, Mineral Bluff

Mineral Bluff Properties between $450,000 and $500,000 for Sale

Newest Mineral Bluff Properties between $450,000 and $500,000 for Sale